The fintech layer
hospitality has been
waiting for.

A $1.3 trillion industry
still paying by cheque.

Hospitality is one of the world's largest industries — and one of the most financially primitive. The average 100-room hotel processes over 2,000 supplier invoices per year, almost all paid by bank transfer, wire, cheque, or cash.

None of those payment methods generate any return. The hotel absorbs all the FX fees, wire costs, and processing time. The interchange value — the revenue embedded in every card transaction — flows to the banks, not the operator.

OneJourney changes that. We route that interchange back to the hotel. Zero cost to them. Revenue share to us. Permanent structural advantage to whoever gets there first.

We don't charge hotels.
We earn alongside them.

No setup fees. No SaaS subscriptions. No monthly charges. We generate revenue exclusively from interchange — the fee embedded in every card transaction that card networks pay to card issuers.

We split that interchange with the hotel as cashback. They earn. We earn. The model scales with every invoice paid — and the hotel's incentive to keep using OneJourney grows with every month.

Rising energy, labour, and OTA commission costs are squeezing hotels harder than at any point since 2009. New revenue sources are not optional — they're existential.

The shift toward embedded financial products in vertical SaaS is accelerating. Hospitality is the last major vertical untouched. The infrastructure now exists to move fast.

AI reconciliation, delivery tracking, and operations automation are now achievable at marginal cost. We embed these as loyalty tools — deepening retention as spend grows.

No competitor is building this for hospitality specifically. The hotel that signs first earns the most. The investor that moves first captures the category-defining position.

Won the Wildcards category at the 2026 Global Startup Pitch, Phocuswright Europe, Barcelona — the travel industry's most prestigious innovation competition.

Live agreements with WEX Bank and Monovate Bank. Visa and Mastercard network access active. PCI DSS Level 1 certification in progress. 150 currencies settled. The hard infrastructure work is done.

Industry advisors include hotel GMs, CFOs, and hospitality technology executives. Jose Luis Alonzo (Muralto Hotel Madrid) and Lori Ciszak Karalius (s30 Build) provide direct market and scaling expertise.

Nine confirmed technology and hospitality partners including Xanderpay, ExploreTech, Hotelogix, GCommerce, DayBlink, and Chetu. Monday.com integration live. Ampersand API enabling 200+ ERP connections.

Capital that
compounds.

Every pound raised goes directly into hotel acquisition, product depth, and the regulatory infrastructure that creates defensibility. We are not spending investor capital on things that don't move the unit economics.

The model is designed so that revenue scales with spend volume — meaning the right partnerships and hotel onboarding multiplies return faster than traditional SaaS.

Two exits.
Same thesis.
Refined.

Brian Dass has built and sold two hospitality technology companies — both built on the same founding principle: give the hotel the value first, fund it from the transaction, earn together.

Exit 1: A booking engine startup that gave hotels their website and digital marketing at zero upfront cost, funded from booking commission. Acquired.

Exit 2: Extended the inclusive value model across hotel direct booking and distribution technology. Acquired.

OneJourney is the third and most significant iteration — same model, applied to accounts payable at scale, with a global fintech infrastructure layer underneath it.

Investors with deep fintech portfolio experience who understand interchange economics, card issuing, and the B2B payments landscape.

Hotel groups, REIT investors, and hospitality operators who can both invest and accelerate adoption across their portfolio.

Travel-focused funds who backed Airbnb, Booking.com, or similar — and understand the global hospitality distribution and payment opportunity.