We won. OneJourney takes the Wildcards category at the 2026 Global Startup Pitch — Phocuswright Europe, Barcelona. Read more
The hospitality payment card

Built like a charge card.
Works like income.

The world's first payment card designed exclusively for hospitality operators. No setup fees, no minimums — every card earns cashback from day one.

Book a free call
OneJourney SwiftPay hospitality payment card
Zero cost, all upside

We don't charge a cent. The card pays you instead.

No monthly fee. No setup. No per-card cost. No SaaS fees — ever. We're paid from interchange, so the card earns its keep two ways while you spend on exactly what you already buy.

PART ONE · HARD CASH

Every payment becomes cash.

1%+ cashback on every transaction — no minimum spend, no penalties, deposited to your account every month. Plus a 2× boost on spend back at your own property.

$32k
hard cash a year
typical 100-room hotel
PART TWO · SOFT CASH

The AI does everything else.

AI invoice reconciliation and 26 automations, included — the back-office work you'd otherwise pay people to do. The more you spend, the more unlocks. No SaaS fees, ever.

$80k
soft cash a year
same hotel
= +$112k new net profit a year
about a 14% lift — without one new booking or one new hire.

Illustrative, based on a typical mid-size full-service hotel (≈100 rooms). OneJourney analysis, 2026.

Where the card works

If your hotel pays for it, the card earns on it.

A representative — not exhaustive — list of where OneJourney goes to work. Anywhere Visa and Mastercard are accepted, across 150 currencies, every payment comes back as cashback.

Food & Beverage
Restaurants, bars, room service, banquets
Housekeeping & Laundry
Linens, amenities, cleaning, contractors
Maintenance & Engineering
HVAC, plumbing, electrical, repairs
Utilities & Energy
Electricity, gas, water, waste
Technology & Software
PMS, POS, channel managers, SaaS
Marketing & Distribution
OTA commissions, ads, PR, photography
Supplier & Vendor Payments
Wholesale goods, F&B suppliers, freight
Spa, Wellness & Fitness
Products, treatments, equipment
FF&E & Renovation
Furniture, fixtures, capital projects
Staff Travel & Expenses
Corporate travel, per diems, fuel
Tips & Contractor Payments
Direct-to-card payouts, gig & freelance
Admin & Professional Services
Legal, accounting, IT, consulting
Insurance, Licensing & Fees
Premiums, permits, memberships, dues
Grounds & Landscaping
Pools, gardens, exterior upkeep
Events & Catering
AV, rentals, décor, entertainment
Choose your plan

One card for every size of hotel.

All tiers are free to set up, free to run. The only difference is how many cards you need and how much you spend — and earn.

Foundation card
1% cashback guaranteed
Foundation

The zero-risk starting point.

  • 1 virtual card
  • $5,000/mo spend limit
  • 1% hard cashback · paid monthly
  • AI invoice reconciliation included
Get your Foundation card
Growth card
1%+ cashback
Growth

Five cards. More power. Still free.

  • 5 virtual cards
  • $25,000/mo spend limit
  • 1%+ cashback + analytics
  • AI delivery assistant unlocked
Get your Growth card
Most popular
Command card
Up to 2%* cashback
Command

Unlimited everything. Maximum earning.

  • Unlimited virtual cards
  • $100,000/mo spend limit
  • Up to 2%* cashback
  • Full AI suite + scheduling
Get Command — free
Enterprise card
Custom cashback rate
Enterprise

Your entire portfolio. One platform.

  • Multi-property setup
  • Custom spend limits
  • Negotiated cashback rate
  • Dedicated account team
Talk to us about Enterprise
Book a call

Talk to Brian directly.

Founder-led. You speak directly with Brian, not a sales rep. Bring your AP numbers and we'll show you what you'd earn.

Brian Dass
Brian Dass
CEO & Co-Founder
brian.dass@one-journey.com
+1 917 681 4627
Miami Beach, FL 33139
OneJourney
2026 Global Startup Pitch — Category Winner
Phocuswright Europe 2026

OneJourney won the Wildcards category at the 2026 Global Startup Pitch — Phocuswright Europe, Barcelona. The travel industry's most prestigious innovation competition.

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Book your free 15-minute call.

We'll calculate exactly what your property would earn.

Start earning
from today's
invoice run.

No setup fee. No monthly cost. No change to how you operate. Just the expenses you're already paying — now earning for you.

Book a free call Talk to Brian directly