Wildcards Winner · 2026 Global Startup Pitch, Phocuswright Europe

Your hotel pays
bills. It should be
earning from them.

The world's first hospitality payment card. Zero setup fees. Zero monthly cost. Your expenses — now generating real cash back.

Start earning today — free See how it works

OneJourney SwiftPay virtual payment cards for hotels

The problem

Bank transfers, wires, and cheques earn you nothing.

A 100-room hotel processes 2,000+ supplier invoices a year. Every payment made by bank transfer costs time and generates zero return. That's a structural profit leak — and it's fixable today.

SwiftPay virtual cards

Issue department cards in seconds. Pay any supplier worldwide. Earn 1% cashback automatically on every transaction.

AI invoice reconciliation

Included free from day one. Match invoices, OTA commissions, and POs automatically. No spreadsheets, no chasing.

Hard cash + soft cash

Hard cash: 1% cashback deposited monthly. Soft cash: AI tools, apps, and platform credits that reduce your operating costs.

Setup fees. Monthly fees. Zero. We're paid from interchange — not from you.

Net profit lift for a typical 100-room hotel — without one extra booking.

Currencies settled globally. Cross-border payments, no FX fees, where applicable.

Countries where your suppliers can accept SwiftPay — accepted day one.

How it works

Built for hospitality. Not adapted for it.

Connect quickly

No IT project. Connect to your own digital expense wallet within a couple of days. We plug in — you keep running.

Issue cards by department

F&B gets their card. Housekeeping gets theirs. Engineering gets theirs. Each with spend limits, vendor locks, and real-time tracking.

Pay suppliers. Earn automatically.

Every supplier invoice paid via SwiftPay earns 1% cashback. AI reconciles it. Finance reviews a clean summary — not a chaos of receipts.

Unlock more AI as you grow

The more you spend through OneJourney, the more AI tools you unlock — scheduling, delivery assistant, time tracking — at no out-of-pocket cost.

FINANCE OVERVIEW · MAY 2026

OTA commission reconciliation

94% matched automatically

Marriott OTA commission reconciled Done

Vendor batch payment — pending review Review

The numbers

See exactly what OneJourney puts
back in your pocket.

Three ways the same hotel earns more — pick a scenario.

Hard cashback · 1% on every invoice

$130,000 a year.
From expenses you're
already paying.

A 200 room full service hotel processing $13M in annual supplier spend earns $130,000 back through SwiftPay. That's equivalent to generating 2,500 new bookings — without a single extra room night or marketing pound spent.

And you're not making this from bank transfers, wires, FX conversions, cheques, or cash payments. Those earn nothing. We change that — starting today.

Annual supplier spend

$13M

processed via SwiftPay

Cashback rate

on every transaction

Net profit lift

13.5%

vs prior year

Equivalent new bookings

~2,500

at $200 ADR · 3-night avg

$130,000

New annual net profit. Without adding occupancy, ADR, headcount, or marketing spend. Just switching how you pay your existing bills.

Reinvest cashback into direct bookings

Turn your AP
department into a
marketing engine.

That $130,000 annual cashback doesn't have to go straight to the bottom line. Reinvested into direct booking campaigns, it can grow your marketing budget by 62.8% — generating thousands of new bookings with zero incremental cost to the hotel.

Lower your dependency on OTA commissions. Build your direct channel. Derisk your marketing spend by funding it from income you were already generating but never capturing.

MARKETING BUDGET IMPACT

Original digital marketing budget

$207,000 /yr

~1,500 bookings
@ $60 CPA

SwiftPay cashback reinvested

$130,000

+2,167 bookings
@ $60 CPA

New total marketing budget

$337,000

+62.8%

budget lift

Equivalent to ~3,667 additional direct bookings per year — funded entirely from cashback

Inclusive AI · no extra cost

Your AI suite
is already
paid for.

Every AI tool we include — invoice reconciliation, delivery tracking, time management, team scheduling — replaces manual labour that costs real money. That saving goes straight back to margin. Or into your direct booking growth. Or into capex. The choice is yours.

No software subscription. No per-seat licence. Included in full as you grow your spend through OneJourney — the more you use the card, the more AI unlocks. Zero out-of-pocket.

AI LABOUR COST SAVINGS · ANNUAL

AI invoice reconciliation

$18,000

120 hrs/mo saved

AI delivery tracking

$9,600

short shipment recovery

Time tracking & scheduling

$14,400

overtime & admin savings

Duplicate & error detection

$7,200

overpayments prevented

Total AI labour savings

$49,200

Per year · per property
at no out-of-pocket cost

Redirect this saving toward direct booking growth, capital expenditure, or straight to the bottom line. All three are now possible — without a new software budget.

AI-powered tools

The more you earn, the more you unlock.

26 live automations across finance, operations, and the guest journey. AI reconciliation is included free from day one — as your monthly spend through OneJourney grows, we unlock more, at no out-of-pocket cost.

AI invoice reconciliation

Match invoices, OTA commissions, and POs to bookings automatically. Flags discrepancies before they become payments.

Included free · day one

AI delivery assistant

Tracks supplier deliveries, flags short shipments, and matches receipts to invoices before approval — in real time.

Unlocked at Growth tier

Employee time tracking

Built for hotel operations. Track shift times, overtime flags, and labour costs across all departments without extra software.

Unlocked at Command tier

Team scheduling & leave

Manage vacation requests, shift swaps, and coverage gaps. Integrates with your existing HR stack or runs standalone.

Unlocked at Command tier

noxs.ai for hotels

Your AI ops assistant. Ask it anything — it pulls information, system status, reports, and analytics from every connected system, so staff never log into multiple tools to get an answer.

Unlocked at Command tier

Email triage + processor

Reads inbound supplier and guest email, extracts invoices and requests, and routes or processes them automatically — no manual sorting.

Unlocked at Growth tier

AI concierge + pre-arrival

Automated pre-arrival messaging, upsells, and guest questions answered around the clock — driving direct revenue before check-in.

Unlocked at Command tier

More AI tools coming

Revenue forecasting, OTA rate parity alerts, energy optimisation, and more. All gated by spend — not by a subscription invoice.

Roadmap 2026–27

See all 26 automations

Our ecosystem

Powered by the world's best partners.

Banking, technology, distribution, and marketing partners — all working to reduce your costs and grow your margin.

See all partners

From the field

Hotels that made the switch.

"SwiftPay rebates alone cover the platform cost three times over. We turned our AP department into a revenue stream — without touching a single workflow."

Jose Luis Alonzo

Managing Director, Muralto Hotel Madrid

"Reconciliation used to take two full days a month. Now it's a 30-minute review. OneJourney plugged straight into our PMS — no IT project, no drama."

Paul A.

CEO · Primo Properties

OneJourney wins the Wildcards category at the 2026 Global Startup Pitch, Phocuswright Europe, Barcelona

2026 Global Startup Pitch · Phocuswright Europe

Wildcards Winner.
Barcelona, 2026.

OneJourney won the Wildcards category at the world's leading travel innovation competition — beating 200 global applicants. Next stop: WiT Singapore, Sept. 30–Oct. 2.

Meet the team

We're attending

Find us at
WiT Singapore.

Sept 30 – Oct 2, 2026

Singapore

Southeast Asia's premier travel-tech event. Come meet the team and talk about how your hotel can start earning from the payments it's already making.

Book a meeting About the event

WiT Singapore 2026 — OneJourney attending